USD 450 Employee Benefits Information:



USD 450 Employee Benefits Information:


Blue Cross Health Insurance Plan Information:

Employees can choose from three health care plans.  To see a one­ page comparison of the three plans click on this link: USD 450 Health Insurance Plan Comparison at a Glance

For help in understanding the medical plans below and the medical terms used in these plans, we highly recommend reading this document: Glossary of Health Coverage and Medical Terms

For more in depth information on the three health care plans click on the plans below:

Preventive Services are covered 100% under the Affordable Care Act.  The following flyer contains a list of preventive services that are covered:  BCBS Preventive Services

NEW TELEHEALTH SERVICE AVAILABLE:  Visit a doctor online 24/7/365 and it will be billed through your BCBS insurance.  For more info and directions on how to register:  BCBS Telehealth through Amwell

Vision Care Direct Plan Information:

Delta Dental Insurance Plan Information:

Health Savings Account (HSA) Information:

  • If you choose the KE­12 High Deductibe Health Care plan you may be eligible to have a Health Savings Account (HSA).  Click on this link to help determine if you are eligible to have a HSA: HSA Eligibility Matrix
  • HSA maximum annual contributions are:  
    • Self Only = $3400 per year
    • Family = $6750 per year
    • Age 55+ = $1000 extra allowed per year for self or family
  • Click here to see Frequently Asked Questions about HSA’s: FAQ’s about HSA’s
  • Here is the link to log into your HSA Account:

Flexible Spending Accounts (FSA) Information:

  • Employees are eligible to have Health and Dependent Care Flexible Spending Accounts. For more info on these accounts go to the American Fidelity websites: Health FSA, Dependent Care FSA

Flex Spending Account Holder Information 

  • Log into your account at
  • The calendar year for Flexible Spending Accounts is Oct. 1 to Sept 30.
  • If you have money left in the Flexible Spending Account on Sept 30, up to $500 will automatically roll over to the next years Flex Account. Any money over $500 left in the account at the end of the calendar year will be lost.
  • If you roll over money to a new year then you still can only have a total of $2600 max in the flex account. In other words you cannot roll over money and then add $2600 of new money to the account. You have to subtract the rollover amount from $2600 and that is your maximum new election amount.
  • You cannot use your Flex Spending Debit Card to spend down rollover money. You will have to submit receipts to American Fidelity to spend down rollover money.
  • You have up to 90 days after Sept 30 to turn in any receipts from the previous calendar years. 

Can I make a change to my medical insurance in the middle of the year?

  • In general you cannot change your medical insurance mid year. In order to be eligible to change your medical insurance you must experience a Qualifying Life Event. (Example: getting married, having a baby, or a spouses open enrollment.) For a full list of Qualifying Life Events refer to this document: Qualifying_Event_Matrix.pdf
  • If you experience a Qualifying Life Event, you have 30 days from the date of the event to make changes to your medical insurance.

American Fidelity Insurance Products:

  • American Fidelity Assurance Company offers supplemental insurance that can help protect you and your family. Plan benefits are paid directly to you and we offer payroll-deduction of premiums. Eligible employees can choose from:  Disability Insurance, Cancer Insurance, Life Insurance, Accident Insurance, Permanent, Portable Life Insurance and Critical Illness Insurance.
  • For more information: or contact Steve Schwartz at 785-232-8100. 

CREDITABLE and NON-CREDITABLE Prescription Drug Coverage And Medicare Information:



  • Paid Health Insurance
  • Salary Reduction Plan
  • Salary Credit for Previous Experience
  • Sick, Personal and Bereavement Leave
  • Workers Compensation
  • KPERS (Insurance, Disability, Retirement)
  • In­Service Programs and Professional Leave
  • Early Retirement Program
  • Paid Curriculum Committees
  • New Teacher Academy
  • Mentor Teacher Program